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Disability

Select STD coverage to receive maternity, parental and adoption leave benefits

​Di​sability insurance is important in case you’re sick, injured or the parent of a new child and can’t work
We offer three levels of disability coverage:
1 | Short-term disability (STD)
You buy for yourself

Short-term disability is the only way to receive maternity, parental and adoption benefits.
2 | Basic long-term disability (LTD)
Baylor Scott & White buys for you
3 | Supplemental long-term disability (LTD)
You buy for yourself if you want additional protection

Short-term disability (STD)

Short-term disability coverage pays a portion of your salary for a fixed period up to 180 days if you’re sick, injured or the new parent of a child. Note: STD doesn’t cover disabilities caused by occupational illness or injury — please contact Safe Choice at 877.415.0005 for occupational illnesses and on-the-job injuries.

​​​Family planning? Short-term disability is the only way to receive maternity, parental and adoption benefits.​  
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Special note about STD

New enrollees are automatically enrolled in STD. If you do not want STD you must opt out during your enrollment window. Keep in mind, if you opt out of STD when first eligible, future coverage may be subject to pre-existing condition provision.

Pre-existing condition provision: 

If you've been diagnosed, treated or received medical advice for a condition within three months of your effective date on the plan (Oct. 1 - Dec. 31 for those who enroll during annual enrollment), that condition will be excluded for a period of 12 months. If you are pregnant at the time you enroll, your delivery and recovery will be excluded from the STD benefit for that coverage year. If you are currently enrolled in the plan, you are not subject to the provision. 

Be aware that if you have previously opted out of STD but are enrolling for the first time during annual enrollment, you are subject to the pre-existing condition provision.

Pre-existing condition provision: 

If you've been diagnosed, treated or received medical advice for a condition within three months of your effective date on the plan (Oct. 1 - Dec. 31 for those who enroll during annual enrollment), that condition will be excluded for a period of 12 months. If you are pregnant at the time you enroll, your delivery and recovery will be excluded from the STD benefit for that coverage year. If you are currently enrolled in the plan, you are not subject to the provision. 

Long-term disability (LTD)

Basic

Basic long-term disability insurance from Cigna provides 50% of your base pay up to $15,000* a month. Once approved, benefits begin on the 181st day of disability and may continue for as long as you meet the definition of disability or until you reach your normal Social Security retirement age. (Some pre-existing condition limitations may apply.)​

Supplemental

You can increase your disability benefit to 60% of your base salary, up to $15,000* a month, by purchasing voluntary long-term disability insurance (pre-existing provisions may apply). Like basic coverage, benefits begin on the 181st day of disability. Rate calculations for short- and long-term disability are available in PeoplePlace.​
 
*Other coverage levels for life, AD&D and disability are available for certain executive and physician roles and are visible in the PeoplePlace enrollment system.​
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Maternity, parental and adoption leaves

Learn more about the types of leave when you welcome a little one, and discover other benefits to support you and your growing family.

  • Maternity leave
  • Parental leave
  • Adoption leave
  • Adoption Assistance
  • Maternity benefits

Maternity leave

Receive 100% paid leave for up to 5 weeks

Eligibility note: Maternity Leave Plan applies to any female employee who initiates a continuous leave due to childbirth and elected STD coverage. The benefit will begin as of the child’s date of birth assuming the seven (7) consecutive calendar day elimination period has already been met and will continue for up to five (5) weeks, which will count toward the 180 calendar day maximum entitlement under the STD Plan, should additional maternity disability time be required.

Eligible employees may not receive more than 100% of the base salary when the maternity and the short-term disability plan benefits are added together.

Parental leave

Receive 100% paid leave for up to 1 week

Eligibility note: An employee must have elected STD coverage and be enrolled in the plan before the date of birth or placement in order to be eligible for the Parental and Adoption leave benefits. The parental leave is only applicable to the non-birthing parent of the newborn and the adoption leave is only applicable to the adoptive parent who legally adopts a child (not biologically related to either parent) under the age of 18.

Time must be taken all at once on a continuous basis, and employees will be required to satisfy a seven (7) consecutive calendar day elimination period before any paid benefit is issued. Employees may use the benefit within the first twelve (12) months of the child’s birth or adoption.

Adoption leave

Receive 100% paid lead for up to 3 weeks

Eligibility note: An employee must have elected STD coverage and be enrolled in the plan before the date of birth or placement in order to be eligible for the Parental and Adoption leave benefits. The parental leave is only applicable to the non-birthing parent of the newborn and the adoption leave is only applicable to the adoptive parent who legally adopts a child (not biologically related to either parent) under the age of 18.

Time must be taken all at once on a continuous basis, and employees will be required to satisfy a seven (7) consecutive calendar day elimination period before any paid benefit is issued. Employees may use the benefit within the first twelve (12) months of the child’s birth or adoption.

Adoption Assistance

Additional Resource

We provide adoption assistance for full-time employees who’ve worked with us for at least 12 consecutive months.

Maternity benefits

Additional Resource

Take advantage of our maternity benefits, designed to support the well-being of you and your baby, as well as your finances. Adding to your family is a major milestone and we're proud to be part of it.

  • Understand leave

    Maternity, parental and adoption leave

    View a detailed breakdown of how each type of leave is covered.

Deeper Dive

Summary Plan Description

Returning from leave
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This site summarizes the programs and benefits available to employees and their eligible dependents. Official plan documents, policies and certificates of insurance that contain the details, conditions, maximum benefit levels and restrictions on benefits govern our benefits program and are available on this site. In case of a conflict between this site and the official documents, the official documents prevail. The information on this site isn't a guarantee of benefits. Baylor Scott & White reserves the right to modify or terminate its employee benefit plans and programs at any time for any reason.

Click here if you have feedback on the website or need to report an issue. All other questions and issues, please contact the corresponding resource on the Need Help page.

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