Dependent Care FSA
Use dependent care FSA money to pay for dependent care expenses, including:
- Day care at home and licensed centers for children up to age 13
- Day care at home and licensed centers for dependents of any age who are mentally and/or physically disabled
Choose your contribution amount during enrollment to be credited to your account each pay period starting Jan. 1.
- Once you enroll, you cannot change your contribution amount until the following year, unless you experience a qualifying life event.*
- This account is subject to use it or lose it rules, which means that you have until March 15 of the following calendar year to incur eligible expenses, then until April 30 to submit final claims. Dollars remaining in the account after April 30 will be forfeited.
The IRS contribution limits are as follows:
- Married or single parent: $100 minimum to $5,000 maximum
- Married and filing separately: $100 minimum to $2,500 maximum each
If you are newly enrolled, you’ll receive an FSA card from Optum Bank. If you have previously participated in the plan, be sure to keep your card until it expires. You can use your Optum Bank debit card for eligible expenses. Or, file a claim with Optum Bank for reimbursement.
SEE ELIGIBLE EXPENSES
Note: Filter by account type.
*For the dependent care FSA, some examples of possible qualifying life events include: Returning your child to daycare, enrolling your child in after-school care or other care services that have a cost, and/or adjusted fee schedules from daycare providers.