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Protection benefits

Life and AD&D

Life can be unpredictable. Our protection benefits help ensure your family has a steady source of income no matter what life brings. 

  • Life insurance
  • Accidental death and dismemberment (AD&D)

Life insurance

We provide basic employee life insurance through Cigna that pays a benefit to your beneficiary equal to 1x your annual base salary, with a minimum of $20,000 and a maximum of $500,000*. There's no medical underwriting and coverage begins on your first day of employement.

*Other coverage levels are available for certain executive and physician roles in the PeoplePlace enrollment System. 

Accidental death and dismemberment (AD&D)

We provide basic AD&D insurance equal to 1x your annual base salary, with a minimum of $20,000 and a maximum of $50,000*. There's no medical underwriting and your coverage on your first day of employement. 

In addition, you can purchase supllemental coverage up to 7x your annual base salary up to $2,000,000.

Disability

We offer three levels of disability coverage to employees: 

  • Voluntary short-term, which you buy yourself
  • Basic long-term, which we buy for you
  • Supplemental long-term, which you buy for yourself if you want additional protection

Short-term disability is the only way to recieve maternity, parental and adoption leave benefits. 

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Accidental injury and critical illness

Coverage is guaranteed and no health questions or physicial exams are required. 

  • Accidental injury
  • Critical illness insurance

Accidental injury

With Cigna Accidental Injury insurance, you get a benefit to help pay for costs associated with a covered accident or injury.

It provides a lump-sum payment to you, unless otherwise assigned, based on a schedule of covered injuries.

Critical illness insurance

With Cigna Critical Illness insurance, you get a benefit paid directly to the covered person, unless otherwise assigned, if they are diagnosed with a covered critical illness.


You choose how to spend or save your benefit. It can be used for expenses such as paying for child care or help around the house, travel costs to see a specialist or medical treatment.

Legal

The Hyatt Legal Plan provides you, your spouse and your dependents with fully covered legal services. No deductibles, no copays, no claim forms or usage limits when you use one of the 15,000 network attorneys. Receive fully covered legal services for a wide range of matters.

When my son and I were in a car accident, my insurance incorrectly placed me at fault. But, with legal coverage, I chose an attorney, fought the claim and recouped the costs with minor expense and hassle.

Rachel Nobles, Community Outreach Manager
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This site summarizes the programs and benefits available to employees and their eligible dependents. Official plan documents, policies and certificates of insurance that contain the details, conditions, maximum benefit levels and restrictions on benefits govern our benefits program and are available on this site. In case of a conflict between this site and the official documents, the official documents prevail. The information on this site isn't a guarantee of benefits. Baylor Scott & White reserves the right to modify or terminate its employee benefit plans and programs at any time for any reason.

Click here if you have feedback on the website or need to report an issue. All other questions and issues, please contact the corresponding resource on the Need Help page.

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