Disability and Leave Support

How you are paid

There are several ways to receive full or partial income replacement, depending on the type of leave you take. Review the section above for more details.

Short-term leave (STL)

Automatically enrolled, but you can opt out.

When you become benefits-eligible, you'll automatically be enrolled in short-term leave (STL) coverage, which provides 60% income replacement if you're unable to work due to a qualifying disability. You may have the option to increase your benefit to 70% income replacement during enrollment.

To receive parental leave benefits, you must be enrolled in STL coverage before your child's birth or placement.

• Up to four weeks of paid parental leave
• 100% income replacement
• Available to all parents, regardless of how your family grows
• Can be used during the first 12 months following a birth or adoption

Important

• If you enroll in STL coverage when you're first eligible, no preexisting condition limitations apply.
• If you waive STL when first eligible and enroll at a later date, any condition (including pregnancy) for which you receive treatment, diagnosis, care, or consultation within the first three months of coverage will not be covered for the first 12 months of your STL coverage.
• If you request to elect or increase your coverage and are not actively at work, your coverage changes won’t take effect until the date you return to work.

Your STL premiums are deducted from your paycheck on a post-tax basis each pay period.

Resources