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Change & life events
Overview
Life insurance through New York Life helps protect your loved ones financially if something happens to you. BSW provides basic life insurance at no cost to eligible team members, with the option to purchase additional coverage for yourself, your spouse, and your dependent children.
Plan highlights
- BSW-paid basic life insurance
- Optional employee, spouse and child coverage
- Terminal illness benefit allows access to up to 75% of your benefit (up to $500,000) if you're eligible
- Portability and conversion options may be available if coverage ends
- Coverage reduces at ages 65 and 70
Accidental Death & Dismemberment (AD&D) insurance
AD&D insurance through New York Life provides an added layer of financial protection for you and your loved ones. If you experience a covered accidental injury or a covered accidental death occurs, this coverage can help provide additional financial support. AD&D insurance is separate from life insurance and pays benefits only for covered accidents.
Plan highlights
- BSW-paid basic AD&D coverage
- Optional employee and dependent coverage
- Includes benefits for certain covered injuries such as paralysis, coma, burns and disfigurement
- Additional benefits may include:
- Seatbelt and airbag benefits
- Child care center benefit
- Special education benefit
- Spouse retraining benefit
- Bereavement and trauma counseling support