Life AD&D

Overview

Life insurance and accidental death and dismemberment (AD&D) insurance protect your family financially if you die or are seriously injured.

We provide you with basic life and AD&D coverage through Cigna at no cost.
You can purchase additional coverage for yourself, spouse or children at the premiums below.

Note: Other coverage levels are available for certain executive and physician roles and can be viewed during enrollment by visiting PeoplePlace.

Basic and Supplemental Life

Basic Life Insurance

Provided to all benefits-eligible employees at no cost.

Pays a benefit of 1x your annual salary (minimum $20,000; maximum $500,000)
There's no medical underwriting and coverage begins on your first day of employment.

Supplemental Life Insurance

Available to all benefits-eligible employees at your own cost. You can purchase additional coverage for you, your spouse and/or child(ren).

You: Benefit amount up to 7x salary | maximum $2 million
Spouse: Up to $250,000 | but not more than your benefit amount
Child: $10,000

_{Evidence of insurability is required only if you increase your current employee coverage by more than 3x your salary or enroll your spouse in coverage above $75,000.}

Basic and Supplemental AD&D

Basic AD&D Insurance

Provided to all benefits-eligible employees at no cost.

Pays a benefit of 1x your annual salary (minimum $20,000; maximum $50,000)
There's no medical underwriting and coverage begins on your first day of employment.

Supplemental AD&D Insurance

Available to all benefits-eligible employees at your own cost. You can purchase additional coverage for you, your spouse and/or child(ren).

You: Benefit amount up to 7x salary | maximum $2 million
Spouse: Up to $250,000 | but not more than your benefit amount
Child: $10,000

_{Evidence of insurability is required only if you increase your current employee coverage by more than 3x your salary or enroll your spouse in coverage above $75,000.}

Check Premiums

View details about the premiums for Supplemental Life and Supplemental AD&D insurance.

Need Support Through a Difficult Time?
Cigna Life Planning Services provides grief counseling, financial and legal support to life and AD&D insurance beneficiaries.

Call 800.570.3778

Helpful Resources

Submit a claim

Get started in PeoplePlace.

Go Now

Have a life or AD&D question?

Contact Cigna.

Visit MyCigna

Call 800.642.8238

Need to enroll or change coverage?

Visit PeoplePlace.

Go Now

This site summarizes the programs and benefits available to employees and their eligible dependents. Official plan documents, policies and certificates of insurance that contain the details, conditions, maximum benefit levels and restrictions on benefits govern our benefits program and are available on this site. In case of a conflict between this site and the official documents, the official documents prevail. The information on this site isn't a guarantee of benefits. Baylor Scott & White reserves the right to modify or terminate its employee benefit plans and programs at any time for any reason.

Click here if you have feedback on the website or need to report an issue. All other questions and issues, please contact the corresponding resource on the Need Help page.

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Our protection benefits help ensure your family is taken care of, no matter what life brings.

Overview

Check Premiums

Need Support Through a Difficult Time?